Bajaj Finserv offers industry-first digital health EMI network card

“India’s healthcare inflation has been rising steadily and more alarmingly, it is increasing at double the rate of overall retail inflation.” However, despite rising costs, no individual would like to compromise on their family’s healthcare.

To prepare for such unplanned medical expenses, Bajaj Finance Limited, the lending and investing arm of Bajaj Finserv offers a fully Digital Health EMI Network Card that helps customers convert their healthcare costs into easy, pocket-friendly EMIs.

What’s more, this digital-only health card allows customers to avail 800+ treatments ranging from cardiac surgery to slimming treatment through Bajaj Finserv’s 5,500+ lifecare partners spread across 1,000+ cities. These include top names in the healthcare industry such as Apollo Hospitals, Manipal Hospitals, and Columbia Asia Hospitals and top pharmacies, diagnostic centres, and wellness institutes. Read on to learn how one can apply for this fully digital health card:

Eligibility criteria for the Bajaj Finserv Digital Health EMI Network Card:

The Health EMI Network Card can be availed by salaried and self-employed individuals. Apart from a regular income, a CIBIL score of 750 and above is recommended to get a hassle-free approval.

How to apply for this fully digital health card:

The Bajaj Finserv Digital Health EMI Network Card can be only availed by existing Bajaj Finserv EMI Network Card holders. For those who are not a Bajaj Finserv customer, can avail financing instore or at any of our medical partners.

Obtaining the Digital Health EMI Network Card is simple as this is not a physical card. To get it now, all one needs to do is follow the simple steps below-

Click here to apply online
Enter the OTP sent to the registered mobile device
Customers can check their offer and get an instant approval
The Digital Health EMI Network Card gets activated instantly. Customers can access it at any time through the Bajaj Finserv Wallet app.

Documents required to apply for a Digital Health EMI Network Card:

Existing Bajaj Finserv customers need not provide any documents to get a Digital Health EMI Network Card. They can simply apply online and get it now through a paperless process. Moreover, they get instant approval and can avail the card through a 100% digital process in just 5 minutes. New Bajaj Finserv customers are required to share their KYC documents and NACH mandate at any of the registered hospitals and clinics to avail of the card.

Credit limit offered by the Digital Health EMI Network Card:

Customers can avail at least 2 to 4 times the amount of credit they are eligible for on the regular Bajaj Finserv EMI Network Card. For instance, if their EMI Network Card limit is Rs. 75,000, they can get up to Rs. 3 lakh on their Digital Health EMI Network Card. The minimum limit for a Digital Health EMI Network Card is Rs. 50,000 and the maximum limit is Rs. 4 lakh.

Tenor schemes customers can avail of:

In general, customers get a flexible 3 to 24-month tenor to repay their medical bills.

Bajaj Finserv Health EMI Network cardholders as on 31st March 2020, can pay for their medical expenses using the card anywhere across the 5,500+ partner hospitals, clinics and pharmacies.

The Bajaj Finserv Digital Health EMI Network Card is a family card and so, anyone in the family, including blood relations like parents, spouse, children, and siblings, can use it to convert healthcare and pharmacy bills into No Cost EMIs. Thus, with this digital health card, customers can access premium healthcare services without feeling the pinch on their pockets. – PR Newswire